10 Steps to Buying Your First Home in USA

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Get Financially Prepared

Check your credit score and address any issues.

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Get Pre-Approved

A pre-approval letter from a lender shows sellers you're a serious buyer and helps you understand your budget.

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Find a Real Estate Agent

An experienced agent can guide you through the local market, negotiate offers, and handle paperwork.

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Define Your Needs & Wants

Make a list of must-haves and preferences in terms of location, property type, size, and features.

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House Hunting

Explore listings with your agent, attend open houses, and prioritize homes that align with your needs and budget.

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Make an Offer

Your agent will help you craft a competitive offer considering the home's value, market conditions, and your budget.

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Inspections & Appraisal

Schedule a home inspection to identify any major repairs needed.

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Secure Homeowners Insurance

Shop for homeowners insurance to protect your investment from unforeseen events.

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Closing

Review the final paperwork, including closing costs, and finalize the purchase of your new home!

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Welcome Home

Enjoy your new place and remember, homeownership comes with ongoing maintenance responsibilities.

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